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The Hidden And Free Perks of Your Insurance Plan

Preventative Care and Health Insurance

Ever found yourself daydreaming about what it would be like if insurance companies offered perks for free? Well, it’s not just a dream! Many insurance companies provide a FREE yearly exam for various screenings as part of their preventive care visit. This might sound too good to be true, but stick with us as we dive into the types of screenings your insurance might cover, all at no extra cost to you!

Unpacking the Preventive Care Visit

First things first, what exactly is a preventive care visit? It’s an appointment with your healthcare provider where the main goal isn’t to treat or diagnose an illness, but rather to prevent one from happening in the first place. During these visits, you and your provider will discuss a variety of important topics, including your diet, interval medical history, and recommendations for screenings that could be crucial for catching diseases like breast, prostate, and colorectal cancer early on.

But that’s not all. Here’s a rundown of other screenings that are typically covered:

  • EKGs (Electrocardiograms): These measure the electrical signals in your heart, providing vital data on blood flow, heart rate, and rhythm.
  • Spirometry: By blowing into a specialized medical device, this test measures lung function and can be crucial for those with respiratory concerns.
  • Chest X-rays: An excellent tool for evaluating the health of your lungs and heart.
  • Depression Screening: A simple questionnaire that can uncover the need for treatment or further evaluation for depression.
  • TM Flow: An in-depth look at your nervous and cardiovascular system, helping to detect early nerve damage from conditions like diabetes, or to uncover the cause of symptoms such as lightheadedness or fainting.
  • Blood Tests: Screening for diabetes and checking cholesterol levels are more straightforward but equally important tests.
  • Ultrasounds: These can be performed on the carotid arteries, the abdominal aorta, and the heart to check for any arterial blockages, observe the heart’s valves, and evaluate the muscle function of the heart.

Making Sure You’re Covered

Before you get too excited, it’s crucial to check your specific insurance plan’s coverage. Not all plans are created equal, and coverage for these screenings can vary. Always verify eligibility with your insurance provider before scheduling tests to ensure they are indeed covered.

The Takeaway

In today’s fast-paced world, taking a proactive stance on health is more important than ever. With these preventive care visits and screenings, not only can you stay on top of your health, but you can also potentially save on medical costs in the long run by catching issues early. It’s time to take advantage of this incredible perk offered by many insurance companies. After all, the best treatment is prevention!

Now, we know that absorbing this information is one thing, but putting it into action is another. If you’re ready to take the next step in your preventative health care journey, reach out to your insurance provider today. Find out what screenings you’re eligible for and make that appointment. Your future self will thank you!

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